Liberty Mutual Insurance, our exclusive Insurance Agents Errors & Omissions (E&O) Program provider, has over 35 years trusted industry experience.


Liberty Mutual has partnered with us to make a great thing even better, with a new form offering enhanced coverage. Our E&O program for property and casualty agencies offers flexible coverage options and expert services.


Contact us to get your quote today!


Serving: AR, GA, IA, KS, KY, MD, MO, NC, NE, NJ, OK, SC, SD, TN, VA

 Why Liberty Mutual?


  • More flexible claim reporting

  • Claims advice line with dedicated, experienced claims adjusters

  • Easy application process

  • Longevity in the marketplace – more than 35 years

  • Flexible limit and deductible options

  • For experienced property and casualty agencies with good loss history

  • Learn More >

NEW Tailored Coverage Options!

*Coverages subject to underwriting

  • Pure Claims Made Form

  • Enhanced reducing and waiver of deductible provisions

  • Increased supplemental payments provision for loss of earnings

  • Increased supplemental payments provision for regulatory defense

  • Enhanced settlement provision

  • Improved ownership/control exclusions

  • Data compromise enhancements with increased data compromise sublimits

  • Broadened insurance carrier insolvency coverage

  • Known claims exclusion limited to owners, officers, and partners

  • Professional Services Extra Expense coverage

  • Insured vs. Insured

  • Full Prior Acts*

  • First Dollar Defense

  • Defense outside the limits

  • EPL coverage available by endorsement with separate limits and deductible*

  • Data Compromise

  • Personal and Advertising Injury for professional services

  • Contractual and Vicarious Liability

  • Vicarious Fiduciary Liability

  • Automatic coverage for independent contractors without their own insurance

  • Punitive damages covered where allowed by law

Flexible Rating Plans!

  • Risk management credits increase with greater agency participation and/or on-site audits

  • Broad range of experience and loss-free credits

  • Renewal longevity credits

  • Credits for business placed with carriers’ customer service units

  • Flexibility for mergers, acquisitions, and additional insureds

Superior Service!

  • Expert claims teams with extensive E&O experience

  • A toll-free helpline for claim mitigation advice

  • Specialized, national legal network

What We Need

  • Liberty Mutual Basic Application

  • We may be able to offer terms from your last completed “full” renewal application, along with any supplemental apps required by your current carrier.