Why Liberty Mutual?

Highlights

• More flexible claim reporting

• Claims advice line with dedicated, experienced claims adjusters

• Easy application process

• Longevity in the marketplace – more than 35 years

• Flexible limit and deductible options

• For experienced property and casualty agencies with good loss history

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NEW Tailored Coverage Options!

*Coverages subject to underwriting

• Pure Claims Made Form

• Enhanced reducing and waiver of deductible provisions

• Increased supplemental payments provision for loss of earnings

• Increased supplemental payments provision for regulatory defense

• Enhanced settlement provision

• Improved ownership/control exclusions

• Data compromise enhancements with increased data compromise sublimits

• Broadened insurance carrier insolvency coverage

• Known claims exclusion limited to owners, officers, and partners

• Professional Services Extra Expense coverage

• Insured vs. Insured

• Full Prior Acts*

• First Dollar Defense

• Defense outside the limits

• EPL coverage available by endorsement with separate limits and deductible*

• Data Compromise

• Personal and Advertising Injury for professional services

• Contractual and Vicarious Liability

• Vicarious Fiduciary Liability

• Automatic coverage for independent contractors without their own insurance

• Punitive damages covered where allowed by law

Flexible Rating Plans!

• Risk management credits increase with greater agency participation and/or on-site audits

• Broad range of experience and loss-free credits

• Renewal longevity credits

• Credits for business placed with carriers’ customer service units

• Flexibility for mergers, acquisitions, and additional insureds

Superior Service!

• Expert claims teams with extensive E&O experience

• A toll-free helpline for claim mitigation advice

• Specialized, national legal network

What We Need

• Liberty Mutual Basic Application

• We may be able to offer terms from your last completed “full” renewal application, along with any supplemental apps required by your current carrier.